1. It's not really insurance
While many refer to "SR22 insurance" an SR22 is actually just a certificate your auto insurer files with the state who requires it to vouch for you. Basically, it verifies you have the proper coverage. You will only need SR22 if a judge convicted of certain offenses, failed to pay judgments, driven or owned a vehicle involved in an accident not already insured.
2. It's does not cost as much as you think
If you are required to carry an SR22, you might be able to just add it to your policy with a small fee.
However if you don't have insurance or your current insurance company does not offer an SR22 filing then you will need to get a company that can.
3. It won't be forever
In most cases, 3 years from the date you're convicted give or take, At that point, call your insurance agent and ask to have the SR22 removed from your policy.
Generally three years is also how long it takes to clear your driving record. So, any violations that triggered your needing an SR22 have cleared from your record, too.
In the meantime, keep your head up, know we have all been there, and remember that, in time, this will become "that one time when..." kind of story.
At Insurance West Inc., we’ll work with you to understand your unique insurance needs. We’ll follow up with many fine insurance providers to deliver high-quality, affordable insurance options tailored to deliver the value and coverage you’re seeking.
Call us today at (253) 446-1300 to get free insurance quotes.
Some of our insurance partners include the following industry leaders:
Safeco Insurance Progressive
National General Stillwater
Foremost First American Property
Insurance West Inc. is independently owned and locally operated to handle your insurance needs. We focus on Seattle, Tacoma, Puyallup and Puget sound and offer affordable and reliable insurance choices all across Washington.
Insurance West Inc.: Where the savings are. Call for a quote today at (253) 446-1300